Services
Property Claim Solutions. Built for Accuracy. Delivered with Speed.
At Accurate One, we provide the clarity and precision needed to navigate the complexities of property insurance claims. We offer a suite of specialized services to support our partners across the entire claims lifecycle, ensuring efficiency from start to finish. Our deep expertise in handling high-stakes claims, including NFIP and private flood, showcases our unwavering commitment to precision and compliance for every file we manage.
File Examination
Compliance-Driven Review for Every Claim
Our licensed and experienced team thoroughly examines each property claim file to verify accuracy, documentation integrity, and compliance with carrier and industry guidelines. With specialized expertise in the complex requirements of NFIP and private flood programs, we catch errors early to help accelerate settlements, reduce rework, and safeguard our clients from regulatory risk.
Key Benefits:
Enhanced file accuracy and defensibility
Reduced compliance risk and downstream disputes
Faster settlements with fewer escalations
Desk Estimating / File Corrections
Certified Estimators. Verified Accuracy.
Ensure fair and precise claim resolutions with our expert desk estimating and file correction services. Our certified professionals use leading platforms like Xactimate and Symbility to analyze and validate estimates for all types of property damage. We ensure every claim value aligns with the true scope and rebuild costs, leveraging our industry-leading expertise in flood claims to handle even the most intricate files with confidence.
Key Benefits:
Fair, consistent, and supportable estimates
Increased adjuster productivity
Improved claim payment accuracy and cycle time
QC & Reinspection
Quality You Can Trust. Assurance You Can Prove.
We conduct independent audits and reinspections to validate field performance, estimate accuracy, and file completeness. Our rigorous QC protocols support internal QA teams and ensure files meet the highest standards of compliance, especially in post-event audits or litigation defense.
Key Benefits:
Elevated internal QA standards
Identifies training and process improvement areas
Supports defensibility in audits or disputes
Foundation & Basement Determination
Get the Subsurface Details Right. The First Time.
Determining foundation type and basement presence is critical in flood claims, impacting policy coverage and claim payout. We provide specialized assessments using FEMA guidelines and satellite imaging tools to deliver definitive, supportable determinations that withstand scrutiny.
Key Benefits:
Resolves foundation disputes quickly and accurately
Reduces supplemental claims and rework
Provides photo and guideline-backed findings
Catastrophe Response
Rapid, Scalable, and Accurate CAT Solutions.
In the wake of a catastrophe, speed and accuracy are paramount. Our dedicated CAT team mobilizes quickly to handle high claim volumes with efficiency and precision. We leverage advanced 3D technology and streamlined workflows to capture detailed site data, develop exceptionally accurate repair scopes, and ensure fair, fast settlements when it matters most.
Key Benefits:
Faster claim cycle times during high-volume events
Scalable resource deployment to meet surge demands
Ensures estimate and coverage consistency across teams
3D Scope & Estimating
Immersive Data for Incontestable Estimates.
We harness the power of advanced 3D technology to create immersive, dimensionally accurate digital twins of loss sites. Our experts use these detailed models to develop exceptionally thorough repair scopes, ensuring nothing is missed. This process provides a permanent, objective record of the property's condition, minimizing supplements and delays from the start.
Key Benefits:
Reduces supplements and shortens claim cycle time
Creates a transparent and shareable digital record of the loss
Minimizes estimate disputes with irrefutable data
Why Choose Accurate One?
Decades of Specialized Experience
Our team includes FEMA-certified adjusters, senior claim consultants, and catastrophe response leaders with deep expertise in both NFIP and private flood.
Speed & Scalability When It Matters Most
We can scale up within 48–72 hours for catastrophe events, with capacity to review over 200 files per day across our vetted national network.
Technology-Backed Efficiency
We leverage Xactimate, Symbility, and proprietary QA dashboards to maintain data integrity and ensure efficient workflows.
Dedicated Account Oversight
Each client is assigned a dedicated manager for consistent communication, oversight, and results-driven alignment.
Contact Us
We welcome the opportunity to discuss your flood claim service needs. Please fill out the form below, and a member of our expert team will be in touch with you shortly.