Services

Expert Flood Claim Support. Built for Accuracy. Delivered with Speed.

At Accurate One, we understand the critical nature of flood recovery. That’s why we offer a suite of specialized, high-touch services designed to support carriers, vendors, and agencies across every stage of the flood claims lifecycle. Our commitment to precision, compliance, and communication ensures a seamless experience for both policyholders and partners.

File Examination

Compliance-Driven Review for Every Claim


Our licensed and experienced team thoroughly examines each claim file to verify accuracy, documentation integrity, and compliance with NFIP and private flood program requirements. By catching errors early, we help accelerate settlements, reduce rework, and safeguard our clients from regulatory risk.


Key Benefits:

  • Enhanced file accuracy and defensibility

  • Reduced compliance risk and downstream disputes

  • Faster settlements with fewer escalations

Desk Estimating / File Corrections

Certified Estimators. Verified Accuracy.


Our certified flood estimating professionals use industry-standard platforms like Xactimate and Symbility to review, correct, and generate accurate estimates. Whether working from field notes or photos, we ensure claim values are aligned with scope, policy limits, and real-world rebuild costs.


Key Benefits:

  • Fair, consistent, and supportable estimates

  • Increased adjuster productivity

  • Improved claim payment accuracy and cycle time

Quality You Can Trust. Assurance You Can Prove.


We conduct independent audits and reinspections to validate field performance, estimate accuracy, and file completeness. Our rigorous QC protocols support internal QA teams and ensure files meet the highest standards of compliance, especially in post-event audits or litigation defense.


Key Benefits:

  • Elevated internal QA standards

  • Identifies training and process improvement areas

  • Supports defensibility in audits or disputes

QC & Reinspection

Foundation & Basement Determination

Get the Subsurface Details Right. The First Time.


Determining foundation type and basement presence is critical in flood claims, impacting policy coverage and claim payout. We provide specialized assessments using FEMA guidelines and satellite imaging tools to deliver definitive, supportable determinations that withstand scrutiny.


Key Benefits:

  • Resolves foundation disputes quickly and accurately

  • Reduces supplemental claims and rework

  • Provides photo and guideline-backed findings

Why Choose Accurate One?

  • Decades of Specialized Experience
    Our team includes FEMA-certified adjusters, senior claim consultants, and catastrophe response leaders with deep expertise in both NFIP and private flood.

  • Speed & Scalability When It Matters Most
    We can scale up within 48–72 hours for catastrophe events, with capacity to review over 200 files per day across our vetted national network.

  • Technology-Backed Efficiency
    We leverage Xactimate, Symbility, and proprietary QA dashboards to maintain data integrity and ensure efficient workflows.

  • Dedicated Account Oversight
    Each client is assigned a dedicated manager for consistent communication, oversight, and results-driven alignment.

Contact Us

We welcome the opportunity to discuss your flood claim service needs. Please fill out the form below, and a member of our expert team will be in touch with you shortly.